The latest Investment Association report shows £9.4 trillion* invested in our pensions, ISAs and investments, with 69% (around £6.5 trillion) ‘actively’ managed by financial advisers and investment managers who attempt to analyse, forecast and predict what will happen in stock markets. They select stocks, bonds and funds using guesswork, crystal balls, and top fund buy …
A lot has been written on the subject matter over recent times and my own view, although this should never be taken as direct personal investment advice, is that small cap and value cap equity will continue to do as well as they have in the last seven decades, in the next seven. The sheer …
I was recently approached by a couple of guys who wanted to introduce pension clients to me. Every month. Given it had taken me from 2006 until 2020 to onboard 100 families on the face of things you are inclined to think ‘great stuff happy days’ I will quadruple my exiting business in just 1 …
BEWARE OF THE SHARKS – THE BOILER ROOMS ARE STILL ACTIVE … Read More »
If you’d have been sat with me two and a half years ago, on a freezing cold January morning in 2017, in a small grey office at the back of Lewis Bailey’s Gym in West Kirby, you’d have heard this conversation over the rain lashing against the windows… Lewis: Hi Mart, what’s happening then pal? …
Are you unknowingly harming your future financial health by making some simple mistakes? As investors, we make informed assumptions and judgement calls based on the information available to us at the time, but many investors still make some common mistakes. It happens to us all; we sometimes don’t realise the consequences of financial decision-making and …
The financial services model in the UK is broken. From the global financial crisis to the PPI scandal, we are now faced with the prospect of serious mismanagement of our pensions and investments. There is around £5.7 trillion invested with banks and large financial institutions, and 68% of that figure (£4 trillion) is actively managed …
I write further to my last posts, on the ongoing national care system ‘car crash’ – that is becoming worse all the time – due to the boom in post-war population growth in the last 70 or so years, combined with healthier living standards, and massive advances in medical science. As it stands we are …
Last July I took 2 chaps from Sei – the global investment manager that provides our in-house investment platform, to see a long standing contact who is now the retired Managing Director of a manufacturing company. He is now Chairman of the board of Pension Trustees. Yesterday we had lunch at a very nice Italian …
PENSION PLANNING – AN OCCUPATIONAL DEFINED BENEFIT SCHEME IN £200 MILLION DEFICIT Read More »
Twice over the Christmas break I have found myself discussing how an Asset Protection Trust works and what one can be used for… Both conversations were as a result of me being out and about getting ready for Christmas with my partner Tahnee. She had been speaking to her Mum about her Will and making …
ESTATE PLANNING – FOR EVERYDAY CLIENTS – THE ASSET PROTECTION TRUST Read More »
