No one wants to pay more tax than they need to, especially on something as important as your pension pot. For expert help and long-term pension tax planning, choose award-winning financial adviser Martin Wilcocks.

Martin helps individuals and their families with retirement tax planning in Liverpool, Manchester and throughout the North West. His advice is honest, realistic and practical, and it’s all based on what you want out of retirement in the years to come. Seeking reliable financial advice for retirement has never been more crucial, especially since tax relief bands have tightened in recent years.

Contact Martin to arrange your one-to-one consultation by calling 0845 200 4041.

 

Creating long-term tax efficient solutions

If you’re not sure whether you’re paying too much tax on your pension contributions, or don’t have the most tax efficient arrangements in place for retirement, Martin Wilcocks can help.

He’ll take a close look at your current pension plans, in the context of your whole portfolio including investments, property and savings. You’ll be given a full report and expert recommendations on how to fine-tune and optimise your plans for retirement in order to reduce tax and unnecessary costs too.

Martin Wilcocks is highly experienced in pension consolidation, tidying up multiple pension plans into solutions that are more tax efficient, easier to track and deliver better returns. He can advise on your pension contributions in relation to your annual allowance (the amount you can save in your pension each year and receive tax relief) and tax matters likely to affect you when you need to access your pension.

With help from Martin Wilcocks, you’ll have your own personalised retirement tax plan for life. His work on your behalf doesn’t just put solid plans in place now. Your tailored strategy will also include plans for the future, all to help you make the right decisions at every stage of your life.

 

Help with reducing inheritance tax

Your pension contributions can also help to reduce the amount of inheritance tax (IHT) payable on your estate when you’re no longer here. This means a greater legacy for your family, without unnecessary funds being swallowed up by the taxman.

If you’re interested in IHT and retirement tax planning in Chester, Liverpool or wherever you’re based, Martin Wilcocks is happy to offer his expert advice. He’ll help you to structure your pension contributions to reduce IHT, and offer guidance on other methods to protect and preserve your legacy.

Don’t put off planning for the future; act today. The sooner you make the changes to ensure your retirement plans are as tax efficient as possible, the more you’ll save. Crucially, early planning means a better chance of the retirement you dream of – whether it’s living comfortably with your family or something more ambitious like travel or building your own home.

Get in touch with Martin Wilcocks to discuss your plans for the future and how you can make smart choices to reduce your tax burden. Martin is a highly experienced financial adviser, helping clients with retirement tax planning in Manchester, Liverpool and across the North West.

He’s known for his straightforward, honest approach, along with his dedication to finding realistic solutions to help his clients achieve their retirement goals.

What our clients say

Adam Mullin, MANAGING DIRECTOR, SIS Ltd

Martin provided very good advice on how to fund our pension through the company to save Corporation Tax.

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What our clients say

ROSS BAIGENT, FOUNDER & DIRECTOR, CATACLEAN GLOBAL LTD

Martin is a breath of fresh air, explains things properly and his advice has been first class.

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What our clients say

ROY KENNY, MANAGING DIRECTOR, VVHC LTD

Martin is the consummate professional who has always delivered for myself and my business partner Joe Dwek CBE

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What our clients say

Collin Doran, Managing Partner, Solutions in Service Ltd

We know exactly how much money we need to build within our financial and retirement plan to achieve our future goals.

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What our clients say

STEVE DUNN, MANAGING DIRECTOR, BESPOKE FURNITURE CHESHIRE LTD

We insured our shareholdings, and through a trust it allows the four of us to buy back each other’s shares on death, or illness, which is very important for the company to keep control, but also for our families, who receive the value of each shareholding as a lump sum.

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What our clients say

JEFF ARNOLD, DIRECTOR, TAG SCAFFOLDING

Martin consolidated a batch of old pensions that I had built up over the years. Alongside that, if I was to be seriously ill the business profit would drop so we arranged key man insurance for 2 years profit if the worst happens. Working with Martin has been a great move for us.

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What our clients say

CHRIS MOSS, MANAGING DIRECTOR, INTASHELL LTD

Martin tidied up and consolidated 5 old pensions and I now understand where they invest, what I pay in charges and how much they will provide in retirement. I can’t recommend him highly enough.

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What our clients say

FRANK BRENNAN, DIRECTOR, SAFETY LANE LTD

Martin was my Bank Manager at Barclays in 2002. He manages my pensions and my families pensions. He is a very good, straight-talking Financial Adviser who has never let me down.

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What our clients say

BALAZS & KATE HORVATH, ASSOCIATED PRIVATE MEDICAL & DENTAL CLINICS LTD

Martin handles our investments and pensions. We are very happy and value Martin’s advice.

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What our clients say

JAMES QUILTY, MANAGING DIRECTOR, KELSALL SERVICES LTD & DJ JAYQ

Martin is always thinking ahead and he has always encouraged me to think big. He has sorted out protection for the family, arranged our pensions and encouraged us to put money aside for our future.

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What our clients say

JON MCHALE, TAG SCAFFOLDING LTD

We were in limbo with no financial plan and then we met Martin and everything changed. We have everything in place that we need to secure our future.

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What our clients say

ANDY COCKRAM, WHITE LION

Martin arranged the finance I needed to buy the White Lion Pub – the last free house on the Wirral. It had always been in my plan but due to banks not funding pubs I was stuck and Martin sorted it.

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What our clients say

STEPHEN LACEY, LOUGHBOROUGH

Martin gave me sound and simple investment advice that made sense and within my financial plan we have also worked out when I can retire and buy my sailing boat.

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What our clients say

NIGEL LACEY, STOURBRIDGE

Helen and I would like to thank Martin for the advice around our retirement and financial plans and as far as his investment solution is concerned it was a no-brainer.

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What our clients say

MARY ELSON, HIGHER PENLEY

I felt confident that my finances were in good hands and that Martin and Rob would help with any worries I might have, which indeed they have.

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What our clients say

BEN EDWARDS, SENIOR TAX MANAGER, AFFORD BOND ACCOUNTANTS LTD

Every client we have passed to Martin has been very happy. It’s not easy to find a good Financial Adviser and I think Martin has proved time and again he is one of the good guys.

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What our clients say

PAUL WHITE, MANAGING DIRECTOR, APH ACCOUNTANTS LTD

I was looking to work with a trustworthy and knowledgeable Financial Advisor, capable of dealing with our clients. Martin ticks the boxes on both counts, coupled with a high degree of professionalism and integrity.

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What our clients say

MICHAEL COLLINS, DIRECTOR, NAAP ACCOUNTANTS LTD

Martin is a competent financial adviser who stands out from the crowd.

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What our clients say

ANDREW THOMPSON FCA, CHARTERED ACCOUNTANT, KENILWORTH ASSOCIATES

Martin is exceptionally accurate in everything that he says and does, I cannot find fault with his advice and I trust him absolutely in his judgement.

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What our clients say

JON TAYLOR, BRABNERS SOLICITORS, LIVERPOOL

We couldn’t thank Martin enough for his time and the fact that he took personal ownership and pride in making sure we were happy with the pension and investment strategy.

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What our clients say

DAVID TOURNAFOND, BERMANS SOLICITORS, LIVERPOOL

I took investment and pension advice from Martin. By working out my risk tolerances and setting up my investments he delivered a sound portfolio that I am confident with.

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What our clients say

MARK FOSTER, MANAGING PARTNER, FOSTERS LAWYERS

Prior to meeting Martin Wilcocks, I had very little faith in Financial Advisers due to previous experiences. Martin is honest and transparent and he has restored my faith in Financial Advisers.

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What our clients say

ROY JOHNSON, PROFESSIONAL GOLFER, WIRRAL

He knows his stuff and is a really great guy to work with.

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What our clients say

HUGH MCAULEY, RETIRED PROFESSIONAL FOOTBALLER

Martin helped me out of a very difficult situation and I’ll be forever grateful to him.

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What our clients say

DR RICHARD AZURDIA, WIRRAL

I found Martin to be competent and professional.

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What our clients say

PHIL O’NEILL, WIRRAL

His advice has been excellent and he is always there for us if we ever need him.

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What our clients say

DR NAVAID ALAM, WIRRAL

Martin looks after my pension and does a very good job.

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What our clients say

HELEN LACEY, STOURBRIDGE

Martin has spent time with the children so they understand our retirement financial plan. He has been a big help to our family in general.

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