If your pensions aren’t doing enough to help you achieve your retirement goals or they’re difficult to manage, Martin Wilcocks can help.
As a pension transfer specialist and an award-winning financial adviser, Martin offers the expert advice you need to whip your pension arrangements into shape. With his help, you’ll have an easy-to-manage pension plan and be able to get the most from every penny.
To discuss your pension plans, give Martin Wilcocks a call on 0845 200 4041 or contact him online to arrange your personal consultation.
Why transfer your pension?
So many people stick with the same pension provider for years or even decades, even if their current provider doesn’t offer their ideal pension option, has excessive fees or won’t deliver a high enough income in retirement.
It doesn’t have to be this way. If you’re feeling confused by your options or think that transferring or consolidating pensions is too difficult, there’s good news. Martin Wilcocks has the expertise and experience to transfer your pensions easily, offering expert recommendations you can really trust.
Martin can help you to find a new pension solution that really works for you. If you have particular retirement goals, your new arrangements can be structured to help you achieve them. He can also help:
If you’re moving overseas
Taking the leap and moving abroad? Speak to Martin Wilcocks about moving your pension into the right scheme in your chosen country. He can also help with qualifying recognised overseas pension schemes, also known as QROPS. These are schemes that HMRC recognises as eligible to receive transfers from certain registered pension schemes in the UK. You can take advantage of QROPS to have your pensions in the country you retire to – so you’re receiving the income in the same currency and find it easier to keep track of tax and regulation changes.
If you want to simplify your pensions by combining pots
It can be difficult to keep track of different private and workplace pensions, especially if they all charge different fees and all have their own terms. Consolidating, where you bring multiple pension plans into just one pot, can bring huge benefits. You could save money on fees and charges, as well as having the convenience and peace of mind of managing just one pension pot in one place. With Martin Wilcocks, pension consolidation is simple, rewarding and stress-free.
If you’re interested in final salary pension transfer
Transferring a final salary pension to a defined contribution scheme can give you greater flexibility and enable you to access more of your money sooner. It can also offer inheritance tax benefits. However, this kind of pension transfer can have risks, so it needs to be managed by an expert. Get in touch with Martin Wilcocks to discuss final salary pension transfer and whether it’s right for you.
Pension transfer doesn’t have to be complicated
With a pension planning expert in your corner, you’ll benefit from a clear, quick and efficient pension transfer service. Martin’s happy to answer any and all of your questions, helping you to understand the process and the pros and cons of all your different options.
Martin does the legwork so that you don’t have to, checking on any restrictions with your current pension provider such as fees you’d have to pay or the loss of any special features such as guaranteed annuity rates. Once he has all the facts, he’ll lay them out in clear, jargon-free language so that you’re kept fully in the loop.
You can rely on the expert eye of Martin Wilcocks to shop around, compare the market and come back to you with the best providers and plans to transfer your pension to. He’ll look closely at your pension transfer value, which is the amount your pot would be worth if you switched provider. Your pension transfer value can help to identify the best pension plans for you, so you’ll get the most from every penny, as well as factoring in any early exit fees.
Bespoke pension planning with your goals in mind
You’ve worked hard to build up funds for your retirement, so it’s time to start putting them to good use. If your pension arrangements are disorganised or you suspect there’s a better deal out there, get in touch with Martin Wilcocks. Together, you can squeeze every last penny from your pension pot.
Martin is a retirement planning specialist, putting your goals and aspirations for later life at the heart of everything he does. He not only offers his advice as a pension transfer specialist, but he can also take a holistic look at all your financial plans for the future.
He takes the time to understand what matters to you, from supporting family to travelling the world in retirement. His guiding hand will put watertight plans in place – including pension transfer and consolidation – to help you achieve your retirement goals.