If you’re finding it tough to keep on top of multiple different pensions or if you’re worried that your existing pension arrangements aren’t working for you, Martin Wilcocks can help.

Martin is a highly experienced financial adviser and a specialist in pension consolidation in Liverpool. With his help, you can identify your goals for the future, decide how much money you’ll need to see you through retirement and allow you to leave a legacy to your next of kin. If you want to make sense of your financial future, save on unnecessary costs and potentially see substantially better returns on your investment, you can rely on Martin.

Get in touch with Martin Wilcocks to arrange a pension consolidation consultation and review by calling 0845 200 4041.

 

Why combine your pension pots?

If, like many people, you’ve had a number of jobs in your life, you’re likely to have acquired several different pensions. You may also have private pensions and other savings, or have conflicting investment strategies. All of these schemes will have different terms and conditions, charges, fees and hidden costs too. They may mature at different dates, meaning that they’re out of sync with each other.

Managing all of these pension plans on your own can be a real headache. You just don’t need all that admin on your plate, whether you’re busy working to build up your assets and look after your family or you’re transitioning into retirement.

As well as the complications of managing several different pension plans, there’s always the sneaking suspicion that some if not all are costing you too much in fees – and not delivering the growth that you’re looking for. It’s likely that your suspicions are absolutely correct, and this is where Martin Wilcocks and his expertise will come in extremely useful.

Are you in the dark as to how safe your pension pot really is, what your actual returns are and whether it’ll be enough to support the lifestyle you’d like in retirement and leave something behind for your loved ones? This can be a real worry, but there is a solution.

As part of a comprehensive pension consolidation review, Martin Wilcocks can help you get to the bottom of your pension plans, highlighting where your money is being invested, which asset classes you’re exposed to and what your current arrangements are likely to deliver at maturity.

He will also point out where your money is being wasted on unnecessary fees. Your hard-earned income should be used to fill your pension pot and support your goals for later life, not to line the pockets of pension administrators, consultants and the staff on their payroll.

 

Working directly for you

When you work with Martin Wilcocks, you’re dealing directly with an expert in pension consolidation in Manchester and throughout the North West – so costs are kept to an absolute minimum.

Once you have a good understanding of your current situation, Martin will provide his recommendations for consolidating your pensions. This advice is personal to you, and built on your plans and goals for the future as well as other factors like your attitude to risk.

You’ll be given all the information you need to make smart decisions, and you can even rely on Martin to do the legwork for you and put all of the arrangements in place.

 

Streamline, simplify and optimise your pension plan

With honest, practical advice from Martin Wilcocks, you’ll end up with a pension plan that is easy to understand and track. It can be complicated trying to tidy up a number of pension plans yourself, but Martin is there to do all of the hard work for you. Trust him to crunch the numbers, do the research and present you with the very best strategic solutions for you and your family.

You’ll know exactly where your money is being invested, what asset classes you’re exposed to and the actual returns you’re receiving.

You may even wish to diversify your portfolio based on Martin’s advice, investing in property and/or equities as well as consolidating your pensions into a self-invested personal pension (SIPP) or other solution.

Whatever you need to help you reach that magic number that helps you enjoy a fulfilling, carefree retirement, Martin Wilcocks will help you get there.

 

Get in touch for your pension consolidation review

The first step to tidying up your pension arrangements is to get in touch with Martin Wilcocks to arrange an initial consultation. You’ll provide a letter of authority, giving Martin permission to get all of the relevant information from your current pension providers.

In just a week or less, you’ll have a full report in your hands that makes your current situation crystal clear. You can then sit down with Martin to discuss his recommendations and proceed to make the changes needed to secure your financial future.

If you’re interested in pension consolidation in Chester, Manchester, Liverpool or wherever you’re based in the North West, get in touch with Martin Wilcocks.

Planning for retirement has never been more important, especially now that we’re all living longer. It’s never too late to consolidate your pensions and strengthen your retirement plans, but it’s far better to act sooner rather than later.

What our clients say

Adam Mullin, MANAGING DIRECTOR, SIS Ltd

Martin provided very good advice on how to fund our pension through the company to save Corporation Tax.

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ROSS BAIGENT, FOUNDER & DIRECTOR, CATACLEAN GLOBAL LTD

Martin is a breath of fresh air, explains things properly and his advice has been first class.

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ROY KENNY, MANAGING DIRECTOR, VVHC LTD

Martin is the consummate professional who has always delivered for myself and my business partner Joe Dwek CBE

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Collin Doran, Managing Partner, Solutions in Service Ltd

We know exactly how much money we need to build within our financial and retirement plan to achieve our future goals.

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STEVE DUNN, MANAGING DIRECTOR, BESPOKE FURNITURE CHESHIRE LTD

We insured our shareholdings, and through a trust it allows the four of us to buy back each other’s shares on death, or illness, which is very important for the company to keep control, but also for our families, who receive the value of each shareholding as a lump sum.

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What our clients say

JEFF ARNOLD, DIRECTOR, TAG SCAFFOLDING

Martin consolidated a batch of old pensions that I had built up over the years. Alongside that, if I was to be seriously ill the business profit would drop so we arranged key man insurance for 2 years profit if the worst happens. Working with Martin has been a great move for us.

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What our clients say

CHRIS MOSS, MANAGING DIRECTOR, INTASHELL LTD

Martin tidied up and consolidated 5 old pensions and I now understand where they invest, what I pay in charges and how much they will provide in retirement. I can’t recommend him highly enough.

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FRANK BRENNAN, DIRECTOR, SAFETY LANE LTD

Martin was my Bank Manager at Barclays in 2002. He manages my pensions and my families pensions. He is a very good, straight-talking Financial Adviser who has never let me down.

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BALAZS & KATE HORVATH, ASSOCIATED PRIVATE MEDICAL & DENTAL CLINICS LTD

Martin handles our investments and pensions. We are very happy and value Martin’s advice.

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JAMES QUILTY, MANAGING DIRECTOR, KELSALL SERVICES LTD & DJ JAYQ

Martin is always thinking ahead and he has always encouraged me to think big. He has sorted out protection for the family, arranged our pensions and encouraged us to put money aside for our future.

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JON MCHALE, TAG SCAFFOLDING LTD

We were in limbo with no financial plan and then we met Martin and everything changed. We have everything in place that we need to secure our future.

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What our clients say

ANDY COCKRAM, WHITE LION

Martin arranged the finance I needed to buy the White Lion Pub – the last free house on the Wirral. It had always been in my plan but due to banks not funding pubs I was stuck and Martin sorted it.

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What our clients say

STEPHEN LACEY, LOUGHBOROUGH

Martin gave me sound and simple investment advice that made sense and within my financial plan we have also worked out when I can retire and buy my sailing boat.

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What our clients say

NIGEL LACEY, STOURBRIDGE

Helen and I would like to thank Martin for the advice around our retirement and financial plans and as far as his investment solution is concerned it was a no-brainer.

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MARY ELSON, HIGHER PENLEY

I felt confident that my finances were in good hands and that Martin and Rob would help with any worries I might have, which indeed they have.

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What our clients say

BEN EDWARDS, SENIOR TAX MANAGER, AFFORD BOND ACCOUNTANTS LTD

Every client we have passed to Martin has been very happy. It’s not easy to find a good Financial Adviser and I think Martin has proved time and again he is one of the good guys.

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What our clients say

PAUL WHITE, MANAGING DIRECTOR, APH ACCOUNTANTS LTD

I was looking to work with a trustworthy and knowledgeable Financial Advisor, capable of dealing with our clients. Martin ticks the boxes on both counts, coupled with a high degree of professionalism and integrity.

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MICHAEL COLLINS, DIRECTOR, NAAP ACCOUNTANTS LTD

Martin is a competent financial adviser who stands out from the crowd.

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What our clients say

ANDREW THOMPSON FCA, CHARTERED ACCOUNTANT, KENILWORTH ASSOCIATES

Martin is exceptionally accurate in everything that he says and does, I cannot find fault with his advice and I trust him absolutely in his judgement.

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What our clients say

JON TAYLOR, BRABNERS SOLICITORS, LIVERPOOL

We couldn’t thank Martin enough for his time and the fact that he took personal ownership and pride in making sure we were happy with the pension and investment strategy.

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What our clients say

DAVID TOURNAFOND, BERMANS SOLICITORS, LIVERPOOL

I took investment and pension advice from Martin. By working out my risk tolerances and setting up my investments he delivered a sound portfolio that I am confident with.

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What our clients say

MARK FOSTER, MANAGING PARTNER, FOSTERS LAWYERS

Prior to meeting Martin Wilcocks, I had very little faith in Financial Advisers due to previous experiences. Martin is honest and transparent and he has restored my faith in Financial Advisers.

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ROY JOHNSON, PROFESSIONAL GOLFER, WIRRAL

He knows his stuff and is a really great guy to work with.

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What our clients say

HUGH MCAULEY, RETIRED PROFESSIONAL FOOTBALLER

Martin helped me out of a very difficult situation and I’ll be forever grateful to him.

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DR RICHARD AZURDIA, WIRRAL

I found Martin to be competent and professional.

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What our clients say

PHIL O’NEILL, WIRRAL

His advice has been excellent and he is always there for us if we ever need him.

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What our clients say

DR NAVAID ALAM, WIRRAL

Martin looks after my pension and does a very good job.

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What our clients say

HELEN LACEY, STOURBRIDGE

Martin has spent time with the children so they understand our retirement financial plan. He has been a big help to our family in general.

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