Pensions don’t have to be complicated, nor do you have to shell out for unnecessary extra costs. Choose Martin Wilcocks for financial advice and strategic solutions to help you navigate pension plans and make the very best use of your pension allowance.

If you’re looking for advice on your pension allowance in Liverpool or elsewhere in the North West, call Martin on *0845 200 4041 to start the conversation about your financial future. He’ll arrange a personal consultation and a tailored report outlining the best options for you.

 

Making the best use of your annual allowance

The annual pension allowance is the amount you can save towards your pension each year without having to pay tax on that sum. For example, in 2019-20 the allowance was £40,000. If you exceed this threshold, you won’t get tax relief on anything over £40,000.

It’s also important to know about other key elements of your pension, such as the lifetime allowance. This is the limit on the value of payouts from your pension without triggering extra tax charges.

Martin Wilcocks helps individuals to understand their pension allowance in Manchester and across the North West. He is the ideal choice to help you manage your pension savings in a tax-efficient way and plan for the time when you’ll need to use your pension.

There are methods and strategies of managing your money and pension contributions to reduce the burden of unnecessary tax. Martin has several up his sleeve, from diversifying your wealth management plans and consolidating pensions to carrying forward unused allowance from previous years.

If there’s a way to cut your tax bill and increase the returns on your retirement income, whether it’s pensions, investments or a mix of complementary solutions, Martin will find it for you. After all, your pension needs to work for you.

 

Choose Martin Wilcocks for straightforward pensions advice

If you start reading about pensions allowances online, you’ll soon end up bogged down in ridiculously complicated terms, calculations and explanations. There are so many ways to structure your finances and organise your pension, but how do you know which is the best and most tax-efficient option for you? This is where Martin Wilcocks comes in.

Martin is known for cutting straight to the heart of what matters to his clients. What are your goals for retirement and how do you see yourself achieving them? He’ll explain the best options to make use of your allowance, plan your pension and complement it with other investment options if suitable for you. He won’t overwhelm you with figures, only the ones that matter.

With your aspirations in mind, Martin will create a tailored long-term pension strategy to make the best use of your pension allowance. You’ll have the peace of mind that not a penny of your money is wasted – it’s all being put toward that all-important pension pot ready for your retirement.

Whether you’re looking for advice on pension allowance in Chester, Preston, Bolton or elsewhere in the North West, get in touch with Martin Wilcocks for no-nonsense pensions advice with your needs in mind. If you’re getting nowhere when it comes to understanding your personal allowance or pension options, Martin is the ideal person to help.

What our clients say

Adam Mullin, MANAGING DIRECTOR, SIS Ltd

Martin provided very good advice on how to fund our pension through the company to save Corporation Tax.

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What our clients say

ROSS BAIGENT, FOUNDER & DIRECTOR, CATACLEAN GLOBAL LTD

Martin is a breath of fresh air, explains things properly and his advice has been first class.

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What our clients say

ROY KENNY, MANAGING DIRECTOR, VVHC LTD

Martin is the consummate professional who has always delivered for myself and my business partner Joe Dwek CBE

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What our clients say

Collin Doran, Managing Partner, Solutions in Service Ltd

We know exactly how much money we need to build within our financial and retirement plan to achieve our future goals.

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What our clients say

STEVE DUNN, MANAGING DIRECTOR, BESPOKE FURNITURE CHESHIRE LTD

We insured our shareholdings, and through a trust it allows the four of us to buy back each other’s shares on death, or illness, which is very important for the company to keep control, but also for our families, who receive the value of each shareholding as a lump sum.

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What our clients say

JEFF ARNOLD, DIRECTOR, TAG SCAFFOLDING

Martin consolidated a batch of old pensions that I had built up over the years. Alongside that, if I was to be seriously ill the business profit would drop so we arranged key man insurance for 2 years profit if the worst happens. Working with Martin has been a great move for us.

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What our clients say

CHRIS MOSS, MANAGING DIRECTOR, INTASHELL LTD

Martin tidied up and consolidated 5 old pensions and I now understand where they invest, what I pay in charges and how much they will provide in retirement. I can’t recommend him highly enough.

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What our clients say

FRANK BRENNAN, DIRECTOR, SAFETY LANE LTD

Martin was my Bank Manager at Barclays in 2002. He manages my pensions and my families pensions. He is a very good, straight-talking Financial Adviser who has never let me down.

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What our clients say

BALAZS & KATE HORVATH, ASSOCIATED PRIVATE MEDICAL & DENTAL CLINICS LTD

Martin handles our investments and pensions. We are very happy and value Martin’s advice.

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What our clients say

JAMES QUILTY, MANAGING DIRECTOR, KELSALL SERVICES LTD & DJ JAYQ

Martin is always thinking ahead and he has always encouraged me to think big. He has sorted out protection for the family, arranged our pensions and encouraged us to put money aside for our future.

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What our clients say

JON MCHALE, TAG SCAFFOLDING LTD

We were in limbo with no financial plan and then we met Martin and everything changed. We have everything in place that we need to secure our future.

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What our clients say

ANDY COCKRAM, WHITE LION

Martin arranged the finance I needed to buy the White Lion Pub – the last free house on the Wirral. It had always been in my plan but due to banks not funding pubs I was stuck and Martin sorted it.

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What our clients say

STEPHEN LACEY, LOUGHBOROUGH

Martin gave me sound and simple investment advice that made sense and within my financial plan we have also worked out when I can retire and buy my sailing boat.

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What our clients say

NIGEL LACEY, STOURBRIDGE

Helen and I would like to thank Martin for the advice around our retirement and financial plans and as far as his investment solution is concerned it was a no-brainer.

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What our clients say

MARY ELSON, HIGHER PENLEY

I felt confident that my finances were in good hands and that Martin and Rob would help with any worries I might have, which indeed they have.

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What our clients say

BEN EDWARDS, SENIOR TAX MANAGER, AFFORD BOND ACCOUNTANTS LTD

Every client we have passed to Martin has been very happy. It’s not easy to find a good Financial Adviser and I think Martin has proved time and again he is one of the good guys.

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What our clients say

PAUL WHITE, MANAGING DIRECTOR, APH ACCOUNTANTS LTD

I was looking to work with a trustworthy and knowledgeable Financial Advisor, capable of dealing with our clients. Martin ticks the boxes on both counts, coupled with a high degree of professionalism and integrity.

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What our clients say

MICHAEL COLLINS, DIRECTOR, NAAP ACCOUNTANTS LTD

Martin is a competent financial adviser who stands out from the crowd.

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What our clients say

ANDREW THOMPSON FCA, CHARTERED ACCOUNTANT, KENILWORTH ASSOCIATES

Martin is exceptionally accurate in everything that he says and does, I cannot find fault with his advice and I trust him absolutely in his judgement.

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What our clients say

JON TAYLOR, BRABNERS SOLICITORS, LIVERPOOL

We couldn’t thank Martin enough for his time and the fact that he took personal ownership and pride in making sure we were happy with the pension and investment strategy.

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What our clients say

DAVID TOURNAFOND, BERMANS SOLICITORS, LIVERPOOL

I took investment and pension advice from Martin. By working out my risk tolerances and setting up my investments he delivered a sound portfolio that I am confident with.

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What our clients say

MARK FOSTER, MANAGING PARTNER, FOSTERS LAWYERS

Prior to meeting Martin Wilcocks, I had very little faith in Financial Advisers due to previous experiences. Martin is honest and transparent and he has restored my faith in Financial Advisers.

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What our clients say

ROY JOHNSON, PROFESSIONAL GOLFER, WIRRAL

He knows his stuff and is a really great guy to work with.

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What our clients say

HUGH MCAULEY, RETIRED PROFESSIONAL FOOTBALLER

Martin helped me out of a very difficult situation and I’ll be forever grateful to him.

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What our clients say

DR RICHARD AZURDIA, WIRRAL

I found Martin to be competent and professional.

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What our clients say

PHIL O’NEILL, WIRRAL

His advice has been excellent and he is always there for us if we ever need him.

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What our clients say

DR NAVAID ALAM, WIRRAL

Martin looks after my pension and does a very good job.

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What our clients say

HELEN LACEY, STOURBRIDGE

Martin has spent time with the children so they understand our retirement financial plan. He has been a big help to our family in general.

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