Under the FCA’s Consumer Duty rules, financial firms must ensure that clients receive communications they can understand, solutions that meet their needs, and support that helps them achieve good outcomes. For us, that goes beyond regulatory compliance – it is about making sure you feel genuinely clear, informed, and confident about how your money is being managed.
One of the most effective ways to achieve this is to check in regularly on your understanding of your investment portfolio and your comfort with the strategy in place. That is why we have introduced a short, client-specific Investment Model Assessment. The Investment Model Assessment
What Is the Investment Model Assessment?
The Investment Model Assessment is a concise questionnaire designed to help you reflect on how well you understand your portfolio and where you might want more clarity or guidance.
- It consists of 15 straightforward questions.
- It takes around 3 minutes to complete.
- It focuses on your understanding, expectations, and comfort levels with risk, returns, and strategy.
Your responses provide valuable insight into whether our explanations are landing clearly and where we can offer additional support to improve your experience and outcomes.
Why This Matters Under FCA Consumer Duty
The FCA Consumer Duty places a clear emphasis on consumer understanding and support, not just solution design and performance. That means:
- You should receive information that is easy to understand and act on.
- You should feel that your investments are aligned to your goals and risk profile.
- You should have opportunities to ask questions and resolve any uncertainties.
The assessment helps us evidence and enhance these outcomes, ensuring we are consistently acting in your best interests.
How Your Answers Help Shape Our Conversation
Your answers do not test your knowledge; they guide our advice.
- They highlight any areas where investment concepts could be explained more clearly.
- They reveal whether your goals or comfort levels have shifted over time.
- They help us tailor our next conversation so it is focused on what matters most to you.
The aim is simple: for you to feel fully confident in how your portfolio is structured, managed, and reviewed.
A Proactive Approach to Clarity and Confidence
In a world of complex markets and constant headlines, it is easy to feel unsure or overwhelmed by investment jargon. Taking a few minutes to complete the Investment Model Assessment is a proactive step towards greater clarity, transparency, and peace of mind.
If you would like to complete your assessment or discuss any aspect of your portfolio in more detail, please get in touch and we will be happy to guide you through the process.
Originally Penned on 29 August 2025 at 12:38
